SBA & USDA Lending Solutions
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Resources
Windsor Advantage covers SBA and USDA market topics in several types of news – from our SBA and USDA blog to webinars and white papers.
Navigating New Seller Guaranty Rules in Partial Ownership Changes: A Lender’s Guide to SOP 50 10 8
A lender’s guide to the new seller guaranty rules in SOP 50 10 8. Understand the requirements for partial ownership changes and structure compliant SBA loans.
SBA Lending Post-SOP 50 10 8: Critical Changes Impacting ETA Transactions
Get a complete breakdown of the new SBA SOP 50 10 8 rules impacting Entrepreneurship Through Acquisition (ETA) transactions. Learn how the changes affect partial ownership, search funds, and equity injections to ensure compliant SBA acquisition lending.
SOP 50 10 8 Changes to PLP vs. GP Loan Processing Tracks
The Small Business Administration (SBA) landscape is dynamic, and staying ahead of regulatory updates is crucial for lenders. A significant update, SOP 50 10 8, effective June 1st, 2025, brings important modifications to how Preferred Lenders Program (PLP) lenders process 7(a) loans. Understanding these changes, alongside the fundamental differences between
SBA’s New Direction: Understanding SOP 50 10 8 Changes
Understanding the Fundamental Shift in SBA Lending The SBA’s issuance of SOP 50 10 8, effective June 1, 2025, represents more than routine regulatory updates—it signals a deliberate recalibration of the 7(a) loan program. At Windsor, we’ve analyzed these changes in context of historical SBA policy patterns and market conditions
Summer 2024 SBA Changes
Shortlist of SBA Changes to Watch: New Working Capital Pilot Program, Compliance Deadlines, and Updated 1919 This summer a number of changes rolled out to the 7(a) program. A shortlist: NEW Green Lender Initiative SBA has announced its plans to help more lenders participate in clean energy financing through the
Credit Elsewhere Analysis for the SBA Loan Credit Memo: Updated 2024
By Alex Stuart, Quality Control and Project Manager, Windsor Advantage What lenders need to know about the SBA’s renewed focus on the credit elsewhere analysis, and how to write more efficient analyses for the SBA loan approval process. The credit elsewhere analysis is a required component of the SBA 7(a)
Key Elements of an SBA Credit Memo to Ensure a Smooth Loan Approval Process
UPDATED May 30, 2024 to reflect current SBA guidance. Credit memos are critical to a loan application as they help tell the story of a borrower, their business and how the loan will be used. This story is then evaluated by the bank and the SBA to determine whether the
PDF Download: Overview of SBA Loan Guaranty Programs for FY 2024
New to the SBA space? In addition to the popular 7(a) Loan Program, SBA offers a number of financing programs for SMB owners dependent on eligibility. The below chart was recently shared by SBA. This chart outlines a high level overview of the latest eligibility requirements and loan proceed amounts
2023 SBA Secondary Market Premiums: Market Outlook
in partnership with Ben Clark, FHN Financial and Matt Saslawsky, Windsor Advantage GGL Sales Associate In this report: key themes of SBA secondary market performance in 2023, factors shaping the outlook for 2024, and the ripple effect of recent SOP changes that lenders should watch. I. Overview of 2023 SBA