The Fintech Platform for Scaling SBA Loan Production
ACCEL from Windsor Advantage: the fintech-powered team for outsourcing SBA loans up to $350,000.

Scale SBA 'Small Loan' Production with ACCEL
Grow your SBA loan pipeline with ACCEL, the end-to-end cloud-based lending platform for SBA loans.
ACCEL functions as your white-labeled ‘Small Loan’ branch to streamline the underwriting, processing, and closing of SBA loans up to $350,000. Our team of experts powers the loan process with advanced cloud-based technology to improve the application experience from start to finish.
Close easier, fund faster, and win better relationships with ACCEL.
ACCEL: A Comprehensive Solution for Outsourcing SBA Loans
Our SBA Small Loan services enable lenders nationwide to offer SBA loans to their customers. As an extension of your institution, we take your deals from application to funding with as little or as much lender involvement as requested.
Client Facing Portal
The ACCEL Portal is the cornerstone of our tech. Our modern dashboard enables borrowers to easily upload and manage their application documents from start to finish.
Dedicated Experts
Leverage our experts for your institution's success. Our team stays with your borrower every step of the way, offering expert guidance and excellent customer service.
Small Loan Security
Compliance and security are at the forefront of ACCEL's tech. Our platform services 140+ lenders across the country with safe, secure SBA loan processing.
Loan Origination
ACCEL Lenders become part of our Windsor BankLink network, granting access to new deals vetted by Windsor Advantage's credit team.
The Power of Efficient Processing: Outsourcing SBA Small Loan Production with ACCEL
By thoughtfully combining technology with efficient processes and experienced staff, ACCEL provides lenders with the technology, user experience, and team needed to fund eligible loans quickly and efficiently.
Since 2010, our team has closed more than $5.5+ billion of SBA 7(a) loans in all 50 states for hundreds of banks and credit unions. ACCEL was created to streamline SBA loan outsourcing with a compliant, efficient, and borrower-friendly platform.
It is our mission to help all banks to participate in the SBA 7(a) Loan Program by removing the operational barriers to SBA lending.
By expanding the universe of banks focused on <$350,000 SBA loans, businesses benefit through reduced costs and increased access to capital. SBA lenders benefit with good loans and community reinvestment. It’s a win/win for both borrowers and banks.
End-to-End Cloud-Based Lending Software for SBA Loans:
Consolidated Dashboards for Borrowers and Lenders
Quickly gauge loan application status, next steps, and borrower-uploaded documents. Our interactive dashboard builds transparency into the process from the start.
Seamless Tech Integration on Your Site
Easily implement the ACCEL portal to your website. Our technology seamlessly integrates with your website, so borrowers can start the application process at your institution with the click of a button.
Secure Document Collection Through Accel Portal
ACCEL’s secure customer portal makes document collection and processing efficient, easy, and transparent. Our cloud-based software modernizes SBA lending without compromising compliance.
Dedicated Processing Team
Your small loan borrower deserves a top-tier customer experience. ACCEL assigns a dedicated point of contact to each step of the SBA loan process. We take care of borrowers as if they were our own, providing expert answers to some of their most nuanced SBA questions.
Net Good for Your Brand
Our experts are an extension of your brand. Over 140 lenders trust our team to walk their borrowers through the SBA loan process from start to finish. Our 5-star reviews speak for themselves (and for our lenders).
Refining Your Competitive Advantage in the New Age of SBA Lending
New SBA loan program changes in 2023 increase the need and profitability of Small Loan processing. Learn how ACCEL can help your institution stand apart.
ACCEL pairs technology with an expert SBA team. We don’t just rely on software. Our branch acts as an extension of your back office, allowing your institution to be as involved throughout the process as you’d like.
Assuming full borrower cooperation and timely responses, small loans are typically funded through ACCEL in 21-35 days.
Yes. ACCEL is a full-service outsourced SBA department for Small Loans (up to $500,000). Your institution can introduce SBA Small Loans into your product offering as soon as you become an ACCEL client.
Lenders and borrower alike benefit from using ACCEL to process SBA loans of $500,000 or less. Borrower benefits include:
- more efficient timelines
- more convenient application
- more transparent process, which leads to better customer experience and enhanced trust in their lender
ACCEL is a branch of the Windsor Advantage LSP which offers SBA loan outsourcing with no loan amount cap. Many Windsor Advantage clients also sign on with ACCEL for dedicated Small Loan processing.
Our 5-Star Reviews Are Yours, Too
Our best reviews are those left for our clients. Read what real borrowers have said about working with our team.




Book a Platform Demo to Learn More about ACCEL
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Additional Resources from Accel: a Small Loan Lender Service Provider
SOP 50 10 8: New Working Capital Rules for 7(a) Small Loans Explained
The SBA’s new SOP 50 10 8 introduces significant changes for the 7(a) Small Loan program, effective June 1, 2025. Lenders must now provide detailed justification in their credit memorandum when 50% or more of a loan over $50,000 is for working capital. This change is tied to new, stricter collateral requirements, mandating a lien on all of the applicant business’s fixed assets until the loan is fully secured. These updates reflect the SBA’s increased focus on stronger underwriting and risk mitigation. Lenders need to adapt their processes to meet these heightened documentation and collateralization standards to continue effectively providing working capital to small businesses.
Franchise Lending in 2025: Your Guide to SOP 50 10 8 Updates
With the SBA reinstating its Franchise Directory under SOP 50 10 8, the rules for franchise lending are changing. Effective June 1, 2025, lenders will need to rely on the Directory to verify a franchise’s eligibility, shifting the review burden from the lender back to the SBA. This guide breaks down the key changes, including how to get a brand listed on the Directory and what the recently announced recertification deadline extension to December 31, 2025, means for you and your borrowers.
Updated SBA Equity Injection Rules: What You Need to Know About SOP 50 10 8
The landscape of SBA lending is always evolving, and with the effective date of SOP 50 10 8 on June 1, 2025, one crucial aspect making a significant return to traditional principles is equity injection. For lenders and borrowers alike, mastering these renewed requirements is paramount to successful SBA loan applications.