SBA and USDA Blog

The SBA’s SOP 50 10 8 raises the minimum SBSS score to 165 for 7(a) Small Loans. Learn the new underwriting requirements for loans up to $350,000.

A lender’s guide to the new SBA citizenship rules in SOP 50 10 8. Understand the strict requirements for owners, guarantors, and Lawful Permanent Resident (LPR) verification.

A lender’s guide to the new seller guaranty rules in SOP 50 10 8. Understand the requirements for partial ownership changes and structure compliant SBA loans.

Get a complete breakdown of the new SBA SOP 50 10 8 rules impacting Entrepreneurship Through Acquisition (ETA) transactions. Learn how the changes affect partial ownership, search funds, and equity injections to ensure compliant SBA acquisition lending.

The Small Business Administration (SBA) landscape is dynamic, and staying ahead of regulatory updates is crucial for lenders. A significant update, SOP 50 10 8, effective June 1st, 2025, brings important modifications to how Preferred Lenders Program (PLP) lenders process 7(a) loans. Understanding these changes, alongside the fundamental differences between PLP and General Program (GP)

Understanding the Fundamental Shift in SBA Lending  The SBA’s issuance of SOP 50 10 8, effective June 1, 2025, represents more than routine regulatory updates—it signals a deliberate recalibration of the 7(a) loan program. At Windsor, we’ve analyzed these changes in context of historical SBA policy patterns and market conditions to provide a deeper understanding