Your headquarters for all of Windsor Advantage’s guidance for navigating the new SBA SOP 50 10 7. Updated for SBA SOP Changes in 2023.


Download SBA SOP 50 10 7

Technical corrections are still forthcoming, but we encourage lenders to give the new SOP a preliminary reading to proactively plan for the new lending environment.


Resource Library

“Do What You Do”: Adapting to the 2023 SBA SOP Changes

The new SBA SOP 50 10 7 raised several questions surrounding the concept of applying to SBA loans the policies lenders would follow for “similarly-sized, non-SBA guaranteed commercial loans”. While the concept may not be new, the emphasis on lender-driven policies is an adjustment for many in the SBA space. This article explains and applies the “do what you do” concept to help lenders efficiently adapt to the SBA’s new standards required by the SOP 50 10 7.

10 Lesser-Known SOP Changes

There has been ample discussion in the SBA space about the widespread changes implemented by the new SOP 50 10 7, effective August 1, 2023. However, the new SOP 50 10 7 also includes a ton of lesser-known changes from the previous version that most lenders are not aware of. This article lists 10 changes lenders should know about the latest SOP in addition to the more widely discussed changes.

Key Takeaways from the 2023 SBA Procedural Notices for Lenders

In early May the SBA released two procedural notices (SBA Procedural Notices 5000-846607 and 5000-846991) in anticipation of the latest SBA SOP 50 10 7. Windsor Advantage believes the rule changes will allow for a tremendous expansion of the SBA 7a program, however, there will be more responsibility put on the lender.


SOP Frequently Asked Questions

Answers to questions submitted through our Newsletter and LinkedIn will be archived here for permanent reference.

Your Connection to SBA Experts


Schedule a Policy Review

Our SBA team recommends all lenders evaluate their internal credit policies to ensure compliance with the SBA’s new standards. Not sure what to look for within your internal policy to ensure compliance with the SBA’s standard operating procedures?  Schedule an evaluation with our team using the link below. 


Ask Windsor: SOP Edition

Our goal is to equip your department with the most up-to-date insights possible as you continue shaping an effective SBA strategy. Should you have any questions about the changes implemented by the SOP or your next steps for adapting your policies, contact our team using the form below.

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